Guides
The questions people bring to Valunto
One question per guide: what the answer is, how Valunto gives it, and where to find it.
Every day
Can I afford this?What is left to spend this month: what you planned, minus what you have spent, minus what is set aside for bills not yet paid.Where is the money going?Every income and expense, recorded in the currency it was paid in, with a category, so a month can be read by where it went.Which bills are still to pay?The bills and income that repeat, what is paid this month, what is still due, and the amount set aside until it is.
Each month
Over time
What do we own and owe?Every holding in its own currency, its value over time, and who holds what, added up in the currency you choose.Are we on track for what we're saving for?A goal with a target and a date is held to a steady pace, and shows as on track, behind or achieved, with what is still needed each month.What will this purchase cost?A list priced item by item, each in its own currency, totalled in one, with the date you would have the total.
Across the app
How does money in more than one currency add up?Each amount keeps its own currency, and the totals are converted at the rate that fits the figure.How does a household share its finances?Each member keeps their own entries and currency; what is shared is split the way it is really owned, and each person sees what their role allows.What does Valunto hold, and who sees it?Your own figures, entered by you or your household, hidden on screen by default, and yours to export or delete.How do I start?Choose your currencies, then begin with sample data, an empty app and a short checklist, or a file you already have.
Bring it all into one place.
Every currency you use and everyone in your household, in one place that's yours.
No bank logins · Sample data you can erase in one click