Track your money across every currency in your life.
Salary in one currency, rent in another, savings in a third. Each amount stays in its own currency, and what you own, spend and save for adds up in your main one.
No bank logins · Private by design · Start from your spreadsheet
31 national currencies and 15 cryptos, each amount in its own
- USD
- EUR
- GBP
- BRL
- BTC
See the full list
National currencies
- AUDAustralian Dollar
- BGNBulgarian Lev
- BRLBrazilian Real
- CADCanadian Dollar
- CHFSwiss Franc
- CNYChinese Yuan
- CZKCzech Koruna
- DKKDanish Krone
- EUREuro
- GBPBritish Pound
- HKDHong Kong Dollar
- HUFHungarian Forint
- IDRIndonesian Rupiah
- ILSIsraeli New Shekel
- INRIndian Rupee
- ISKIcelandic Króna
- JPYJapanese Yen
- KRWSouth Korean Won
- MXNMexican Peso
- MYRMalaysian Ringgit
- NOKNorwegian Krone
- NZDNew Zealand Dollar
- PHPPhilippine Peso
- PLNPolish Zloty
- RONRomanian Leu
- SEKSwedish Krona
- SGDSingapore Dollar
- THBThai Baht
- TRYTurkish Lira
- USDUS Dollar
- ZARSouth African Rand
Crypto
- ADACardano
- ATOMCosmos
- AVAXAvalanche
- BNBBNB
- BTCBitcoin
- DOGEDogecoin
- DOTPolkadot
- ETHEthereum
- LINKChainlink
- LTCLitecoin
- NEARNEAR Protocol
- SOLSolana
- UNIUniswap
- XLMStellar
- XRPXRP
Yours isn't here yet? Tell us which one.
Four things this app doesn't take for granted
Every currency you use, numbers you've checked yourself, data that stays yours, and a household as it really is.
True multi-currency
Salary in dollars, rent in euros, savings in pounds. Every amount keeps its own currency, and every total is shown in yours — at today's rate, switchable any time.
Nothing goes in without you
Valunto never connects to a bank. Upload a statement or your spreadsheet and it reads the rows for you, or add an amount in two taps on your phone. Nothing is saved until you've checked it, so the numbers are right in any country, for anything you can put a value on: a flat, a pension, a wallet, a loan to a friend.
Private by design
No bank logins, no account scraping, and your data is never sold. What you record stays between you and the people you invite.
Built for real households
Each member has their own main currency, their own view and a role you choose. Shared assets carry each person's share, and it all rolls up into one household total — no joint account required.
Replace the spreadsheet.
Net worth, budget, cash flow, goals and planning — for you and your household, in every currency you use.
Everything you own and owe, as one number.
Property, investments, cash, pensions, crypto, loans: each in its own currency, added up into one total.
- Switch the total to any of your currencies
- See where your wealth sits, by category
- Follow how it moves month to month
Plan the month, then watch it happen.
Set what you expect to earn and spend, record transactions as they happen, and see what's left.
- Fixed and flexible categories
- Bills set aside until they're paid
- One budget for you, one for the household
Targets you actually reach.
Set what you're saving toward or paying down, then watch each goal move.
- On track, behind or achieved, at a glance
- What's still needed each month
- Each goal in its own currency, with or without a date
One household, everyone's own currency.
Invite your partner or family. Everyone sees the household total and their own share of it.
- Owner, member and viewer roles
- Shared assets split the way you own them
- Entries marked Only me stay yours
Plan the big decisions before you make them.
Run the numbers on a decision before you make it.
- Retirement and savings projections
- Snowball vs. avalanche debt payoff
- Purchase lists, mortgage, rent vs. buy, emergency fund
Write it down the moment it happens.
The Valunto app is built for the one thing you do every day: logging what you just spent. Two taps at the checkout, and it's already in your month, your budget and your household's books.
A transaction in two taps
Amount, what it was, saved. Recent places fill in the rest for you, and a swipe repeats last week's coffee.
Can I afford this?
Pulse shows what's left to spend this month and the category closest to its limit — for you or for the whole household.
One account, one set of numbers
Whatever you log on your phone is on the web the moment you open it. Budgets, goals and the household are set up on the web; the app is for the moments in between.
Included with your Valunto account. For iPhone and Android.
Your spreadsheet becomes your net worth.
Upload the file you keep your numbers in, check every line, and see your total in one currency.
Create your account
An email and a password. No bank login, nothing to connect.
Pick your currencies
The ones you earn, spend and save in. One becomes your main currency, and every total is shown in it.
Choose how to start
Bring your spreadsheet, explore with sample data, or start empty and follow a short checklist on your overview.
Two plans, everything in both.
Pick by how many people share the household.
Individual
For one person
$9.99a month
Or $69.99 a year, 42% less than paying monthly.
- Everything Valunto does, nothing held back for a higher plan
- The phone app, for logging what you spend and checking what's left to spend
- Every currency you use, one total in yours
- 4 free reads with AI a month
Household
For up to 5 people
$14.99a month
Or $99.99 a year, 44% less than paying monthly.
- Everything in Individual, for everyone in the household
- Each member in their own currency, with a role you choose
- 4 free reads with AI a month, for each person
Not sure yet? The demo is open to everyone.
30-day money back on your first payment. Cancel any time and keep Valunto to the end of what you paid for.
Prices in dollars, before sales tax. Checkout charges in your currency.
Bring it all into one place.
Every currency you use and everyone in your household, in one place that's yours.
No bank logins · Sample data you can erase in one click