Built around your money, not your bank.
Not your bank's currency, not your bank's country, not your bank's idea of a household. Track what you own, what you spend and what you're saving for — each amount in its own currency, one total in yours. Nothing connects, and the numbers are yours.
No bank logins · Private by design · Explore with sample data first
Track anything in any currency
- EUR
- USD
- GBP
- BRL
- BTC
- & many more
Four things this app doesn't take for granted
Most finance apps are built for one country, one currency, a bank feed and a couple with a joint account. This one is built for your life.
True multi-currency
Salary in dollars, rent in euros, savings in pounds. Every amount keeps its own currency, and every total is shown in yours — at today's rate, switchable any time.
Manual, on purpose
You enter the numbers, so they're right in any country and for anything you can put a value on — a flat, a pension, a wallet, a loan to a friend. No sync to break, nothing to reconnect.
Private by design
No bank logins, no account scraping, no third party reading your transactions. What you enter stays between you and the people you invite.
Built for real households
Each member has their own main currency, their own view and a role you choose. Shared assets carry each person's share, and it all rolls up into one household total — no joint account required.
Replace the spreadsheet.
Net worth, budget, cash flow, goals and planning — for you and your household, in every currency you use.
Everything you own and owe, as one number.
Property, investments, cash, pensions, crypto, loans — each in its own currency, rolled up into one total you can view in any of them. See where your wealth sits and how it moves month to month.
- Assets and debts in any currency
- One total, switchable between your currencies
- Allocation and month-over-month movement
Plan the month, then watch it happen.
Set what you expect to earn and spend, record transactions as they happen, and see what's left. Fixed and flexible categories, for yourself or for the whole household.
- Fixed and flexible categories
- Income, spending and what's left, side by side
- Personal and household budgets
Targets you actually reach.
Set what you're saving toward or paying down, then watch each goal move. Know at a glance what's on track and what needs attention.
- Savings and debt-payoff goals
- Clear on-track and behind signals
- Each goal in its own currency
One household, everyone's own currency.
Invite your partner or family. Each member keeps their own main currency, sees their share and the household total, and gets the role you choose — owner, member or viewer.
- Owner, member and viewer roles
- Each member in their own currency
- Shared assets with each person's share
Plan the big decisions before you make them.
Project retirement, compare debt payoff strategies, size an emergency fund, or plan a big purchase line by line. Run the numbers on the future, then decide with confidence.
- Retirement and savings projections
- Snowball vs. avalanche debt payoff
- Big purchases, mortgage, rent vs. buy and more
Made for lives that cross borders
If your money doesn't fit in one country, one currency or one bank, this was built for you.
Paid in one currency, living in another
A dollar salary, a euro rent and a pension back home. See it all as one number, in the currency you actually spend.
A couple with two currencies
You earn in euros, your partner in dollars. Separate incomes, shared expenses, one household budget — each of you in your own currency.
Savings and property in more than one country
A flat in Spain, a savings account in Brazil, an index fund somewhere else. Nothing has to connect to be counted.
Assets no bank can see
Crypto in a wallet, a car, a share of a business, money a friend owes you. If you can put a value on it, you can track it.
See it working before you add a single number.
Every new account can start with a fictional household — six months of net worth, three months of transactions, a budget, a goal and a plan — so you can explore everything first. Erase it in one click when you're ready for your own.
Create your account
An email and a password. No bank login, nothing to connect.
Pick your currencies
The ones you earn, spend and save in. One becomes your main currency, and every total is shown in it.
Choose how to start
Explore with sample data, or start with your own and follow a short checklist on your overview.
Bring it all into one place.
Every currency, everyone in your household, nothing connected to a bank. Start with sample data and make it yours when you're ready.
Get startedNo bank logins · Sample data you can erase in one click