Spend in any currency. Read the month in one.
Income in one currency, savings in another, and whatever the country you're in uses this month. On your phone, a transaction takes two taps in any currency and shows its converted value as you type. Budget and Cash flow count all of it in the currency you chose as your base.
No bank logins · Private by design · Start from your spreadsheet
Where did the money go this month, in one currency, when every receipt is in a different one?
Every transaction keeps the currency it was paid in and converts at the rate of its own date. Cash flow shows where the money went by category, all of it in your base currency, and the phone's transaction list totals the period you pick.
Am I over the plan once everything is converted?
Budget sets what you plan to spend each month against what you have spent, converted, and shows what is left. On the phone, Pulse opens on that figure and the categories closest to their limit.
What are my savings worth today, kept in a currency I'm not spending?
Net worth lists each holding in its own currency and shows the total in the currency you choose, at today's rate. The Overview shows it in your other currencies too, so a move in the rate shows as what it is.
Whatever your situation, anything you can put a value on counts: a flat, a pension, crypto in a wallet, a car, money a friend owes you. And it works the same for one person or a whole household, each member in their own currency, with a role you choose.
Four things this app doesn't take for granted
Most finance apps are built for one country, one currency, a bank feed and a couple with a joint account. This one is built for your life.
True multi-currency
Salary in dollars, rent in euros, savings in pounds. Every amount keeps its own currency, and every total is shown in yours — at today's rate, switchable any time.
Manual, on purpose
You enter the numbers, on the web or in two taps on your phone, so they're right in any country and for anything you can put a value on — a flat, a pension, a wallet, a loan to a friend. No sync to break, nothing to reconnect. Already keep it all in a spreadsheet? Bring the file and start from there.
Private by design
No bank logins, no account scraping, no third party reading your transactions. What you enter stays between you and the people you invite.
Built for real households
Each member has their own main currency, their own view and a role you choose. Shared assets carry each person's share, and it all rolls up into one household total — no joint account required.
Your spreadsheet becomes your net worth.
Upload the file you keep your numbers in and see your total in one currency, with nothing typed twice. The file is read once, nothing stays connected, and you check every line before it's saved. Prefer to look around first? Start with a fictional household and erase it in one click.
Create your account
An email and a password. No bank login, nothing to connect.
Pick your currencies
The ones you earn, spend and save in. One becomes your main currency, and every total is shown in it.
Choose how to start
Bring your spreadsheet, explore with sample data, or start empty and follow a short checklist on your overview.
Bring it all into one place.
Every currency, everyone in your household, nothing connected to a bank. Bring your spreadsheet, or start with sample data and make it yours when you're ready.
No bank logins · Sample data you can erase in one click