Here and at home, one number.
A flat you still own there, savings here, a pension somewhere else, and a salary that may arrive in a third currency. Each amount keeps its own currency. The total shows in the one you live in, and in the one your family thinks in.
No bank logins · Private by design · Start from your spreadsheet
What do I own and owe in total, counting what I left at home?
Net worth lists every holding in its own currency, the debts at home included, and shows the total in the currency you choose. Property, a pension, money lent: anything you can put a value on is a holding, so the total is all of it.
How much of this month's change is the exchange rate, and how much is me?
Cash flow shows how the period moved your net worth: the starting figure, plus income, minus spending, plus the change that transactions don't explain. That last line is what rates and updated values did on their own.
What is it worth in the currency my family thinks in?
The Overview shows your net worth in each of your other currencies as well, and any total can be shown in another currency without changing your base. A goal can have its target in any currency, for something at home as much as here.
Whatever your situation, anything you can put a value on counts: a flat, a pension, crypto in a wallet, a car, money a friend owes you. And it works the same for one person or a whole household, each member in their own currency, with a role you choose.
Four things this app doesn't take for granted
Most finance apps are built for one country, one currency, a bank feed and a couple with a joint account. This one is built for your life.
True multi-currency
Salary in dollars, rent in euros, savings in pounds. Every amount keeps its own currency, and every total is shown in yours — at today's rate, switchable any time.
Manual, on purpose
You enter the numbers, on the web or in two taps on your phone, so they're right in any country and for anything you can put a value on — a flat, a pension, a wallet, a loan to a friend. No sync to break, nothing to reconnect. Already keep it all in a spreadsheet? Bring the file and start from there.
Private by design
No bank logins, no account scraping, no third party reading your transactions. What you enter stays between you and the people you invite.
Built for real households
Each member has their own main currency, their own view and a role you choose. Shared assets carry each person's share, and it all rolls up into one household total — no joint account required.
Your spreadsheet becomes your net worth.
Upload the file you keep your numbers in and see your total in one currency, with nothing typed twice. The file is read once, nothing stays connected, and you check every line before it's saved. Prefer to look around first? Start with a fictional household and erase it in one click.
Create your account
An email and a password. No bank login, nothing to connect.
Pick your currencies
The ones you earn, spend and save in. One becomes your main currency, and every total is shown in it.
Choose how to start
Bring your spreadsheet, explore with sample data, or start empty and follow a short checklist on your overview.
Bring it all into one place.
Every currency, everyone in your household, nothing connected to a bank. Bring your spreadsheet, or start with sample data and make it yours when you're ready.
No bank logins · Sample data you can erase in one click