Which bills are still to pay?

The bills and income that repeat, what is paid this month, what is still due, and the amount set aside until it is.

Describes Valunto as of 28 October 2026

The short answer

Most of a month's spending is decided before the month starts: rent, the phone, the insurance, the subscriptions. They arrive on their own dates, some every month and some once a year, and the ones that have not arrived yet are the easiest money to spend twice.

Writing them down once solves most of it. Each bill needs how often it comes, when the next one is due and roughly how much it is. From that, any month can list what is paid, what is due and what is coming, and the amount of the unpaid ones can be held back from what is free to spend until they are.

A bill is paid when the money leaves, not when the date arrives, so the record should be the payment itself. Marking a bill paid without a payment behind it is how a month ends with less than it said.

How Valunto does it

  • Bills and income that repeat, like rent, a salary or a subscription, are added once: how often they come (from every month to once a year), when the next one is due, and the usual amount, fixed or varying.
  • Each month lists what is paid, what is due, what is coming up and what was skipped.
  • Until a bill is paid, its amount stays set aside in what is left to spend.
  • A transaction added with the bill's name marks it as paid on its own. Otherwise, "Mark as paid" finds the payment, or opens a new transaction with the bill filled in.
  • A bill can belong to one member or be split between several. A month can be skipped, and a bill that ends can stop being tracked.
  • Nothing is recorded automatically: each payment is still a transaction someone adds.

Where to find it

On the web
Bills and income, under Budget
On the phone
Bills and income, from Pulse

Bring it all into one place.

Every currency you use and everyone in your household, in one place that's yours.

No bank logins · Sample data you can erase in one click

Everything Valunto does, on one page