Planning tool
Retirement calculator
Estimate what you'll need and whether you're on track.
The retirement calculator projects your savings to the age you retire and on to the age you plan for, and how likely they are to last. Every figure is in today's money, so it reads against what you spend now.
Nothing you enter here is stored.
Your assumptions
Plan conservatively — default is age 95
Total invested portfolio value today
US DollarAmount you invest each year
US DollarIn today's money — purchasing power is held constant
US DollarNominal = return before inflation, paired with an inflation rate. Real = return already above inflation (e.g. an IPCA+ bond's stated yield).
Before inflation (nominal), as a percentage
Long-run average; default is 2.5%
Year-to-year swing in returns. Lower for bonds, higher for stocks.
Balance at retirement
$1.1M
Probability of success
39%
Funds last to age 95 across 500 scenarios
Longevity estimate
95+
Funds last past age 95
Year-by-year projection
Projected in today's money at a 4.4% real return. Monte Carlo runs 500 scenarios at ±15% annual volatility.
Projections are hypothetical and depend entirely on your inputs. They do not account for taxes, fees, or changes in your situation. Consult a financial professional for personalized advice.
Bring it all into one place.
Every currency you use and everyone in your household, in one place that's yours.
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